New Laws Taking Effect November 1, 2026: Oklahoma Collision Reports, Taxes and More

Laws take effect tomorrow, Sunday, Nov. 1, 2026, and Oklahoma has most of the ones confirmed on official pages, including HB 4143 on collision reports, according to the Oklahoma Insurance Department, the Oklahoma Tax Commission (OTC) and the Oklahoma Medical Marijuana Authority (OMMA). This story lists 13 with that date: 11 in Oklahoma, one in Virginia and the federal sentencing guideline amendments. It covers only laws confirmed on official pages, so it is not every law taking effect. News 9 reported that Oklahoma alone has more than 230 laws taking effect on Nov. 1. Mark the day on a November 2026 printable calendar.

Which laws take effect November 1, 2026?

Each row gives the bill, what changes and the official page. Every row carries the Nov. 1, 2026 date on that page, except Virginia, where the Code lists a version of the section effective that day.

State	Bill	What changes	Official page
Oklahoma	HB 4143	Property-damage threshold for a written collision report goes from $300 to $3,000	Insurance Department bulletin
Oklahoma	HB 4454	Medical marijuana edibles and drinks must label tetrahydrocannabinol (THC) servings and milligrams per serving	OMMA clarification
Oklahoma	SB 1579	A county assessor’s notice of a valuation increase must include a taxpayer bill of rights	OTC summary
Oklahoma	SB 2018	Residential rental developments of at least 20 units, excluding Low-Income Housing Tax Credit (LIHTC) properties, are valued by the cost approach for 2 years after completion or until sale	OTC summary
Oklahoma	HB 3465	Emission reduction technology rebate program sunset moves from July 1, 2027 to July 1, 2029	OTC summary
Oklahoma	HB 1427	The clean-burning fuel property credit can be used against the bank privilege tax	OTC summary
Oklahoma	HB 3044	Income tax refund checkoff for the Veterans Affairs Equipment and Capital Improvement Program is reauthorized beginning tax year 2026	OTC summary
Oklahoma	HB 3796	Insurance code cleanup, the Insurance Department’s 2026 omnibus bill	Statute and rule changes
Oklahoma	SB 1916	Creates the Oklahoma Receivership Office as a division of the Insurance Department	Statute and rule changes
Oklahoma	SB 1145	Retiree cost-of-living adjustment (COLA) for the Oklahoma Public Employees Retirement System (OPERS)	OPERS update
Oklahoma	SB 1148	COLA for the Uniform Retirement System for Justices and Judges (URSJJ)	OPERS update
Virginia	Code § 8.01-216.3	A version effective Nov. 1, 2026 adds subdivision A.10 on sales of intoxicating hemp products above 0.3% THC or more than 2 mg THC per package, under the false-claims civil penalty	Code of Virginia
Federal	2026 guideline amendments	Sentencing guideline amendments submitted to Congress on April 30, 2026 take effect	U.S. Sentencing Commission

What changes for drivers under Oklahoma HB 4143?

The Oklahoma Insurance Department’s Bulletin No. 2026-04, dated Oct. 20, 2026, states that “HB 4143 becomes effective November 1, 2026.” The law changes the property-damage amount that requires a written collision report “from Three Hundred Dollars ($300.00) to Three Thousand Dollars ($3,000.00).”

Item	What the bulletin says
Effective date	Nov. 1, 2026
Old threshold	$300
New threshold	$3,000
When it applies	If settlement of the collision has not been made within six months after the date of the accident
If a settlement was made	The parties must make a report of the settlement

The Oklahoma Legislature’s bill page lists HB 4143, titled “Motor vehicles; modifying damage amount requiring a written report of collision; effective date,” as approved by the governor on May 12, 2026. The bulletin is the place to check the full wording.

What do the Oklahoma tax and retirement laws change?

The OTC’s “Summary of 2026 Tax Legislation” lists five bills as effective Nov. 1, 2026: SB 1579, SB 2018, HB 3465, HB 1427 and HB 3044. They cover property valuation notices, the valuation of new rental developments, two tax credit and rebate programs, and a refund checkoff for veterans programs. The Insurance Department’s “2026 Statute & Rule Changes” lists HB 3796 and SB 1916 with the same date. OPERS lists SB 1145 and SB 1148, two retiree COLA bills, as effective Nov. 1, 2026; its Apr. 23, 2026 update has the details.

What are the new Oklahoma rules for marijuana edibles and drinks?

OMMA’s clarification on HB 4454, posted Oct. 12, 2026, says products must label THC servings and milligrams per serving. It adds that “Beginning on Nov. 1,” transferring products to a dispensary that do not comply is not allowed, and that “OMMA will begin enforcing the new law on Nov. 1, 2026.” Processors and dispensaries should read the full notice.

Which laws outside Oklahoma start November 1, 2026?

The Code of Virginia lists a version of § 8.01-216.3, “False claims; civil penalty,” effective Nov. 1, 2026. It adds a subdivision covering sales of intoxicating hemp products above 0.3% THC or more than 2 mg THC per package. At the federal level, the U.S. Sentencing Commission specified an effective date of Nov. 1, 2026 for the amendments it submitted to Congress on April 30, 2026. The Federal Register published them as “Sentencing Guidelines for United States Courts” on May 4, 2026.

What is not in this list?

Laws that could not be confirmed on an official page we could check are left out, including any other states’ Nov. 1 laws and Oklahoma SB 504. Check each bill’s page for its full text. For the next big date, see our new laws taking effect January 1, 2027 and minimum wage increases on January 1, 2027. A 2026 printable yearly calendar helps keep the dates in view, and our November 2026 important dates list has the rest of the month.