Paid Family Leave 2027 Rates: NY 0.452%, California SDI 1.4%

On Friday, Jan. 1, 2027, New York employees pay 0.452% of gross wages for Paid Family Leave, California’s State Disability Insurance (SDI) rate is 1.4%, Washington’s Paid Family and Medical Leave (PFML) premium is 1.2% and New Jersey’s disability and family leave insurance rates are 0.24% each, according to each state’s own pages. Every one of the four is up from 2026. On a $1,000 weekly paycheck the employee cost runs from $4.52 a week in New York to $14 in California.

The table turns the rates into dollars per $1,000 of weekly pay, a figure none of the state pages print. Maryland also begins payroll deductions on Jan. 1, 2027. The rates sit alongside the 2027 minimum wage changes by state and the 2027 IRS limits that also start in January. A one-page rate card is in the downloads box.

Paid family leave employee rates for 2027 in four states

State	2027 employee rate	2026 rate	Paid per $1,000 of weekly pay, 2027	Paid per $1,000, 2026
New York	0.452% of gross wages	0.432%	$4.52	$4.32
California (State Disability Insurance)	1.4%	1.3%	$14.00	$13.00
Washington (employee share)	0.8484% (70.7% of 1.2%)	0.799% (70.7% of 1.13%)	$8.48	$7.99
New Jersey (disability plus family leave insurance)	0.48% (0.24% + 0.24%)	0.42% (0.19% + 0.23%)	$4.80	$4.20

The dollar columns are our arithmetic: the rate times $1,000 of weekly pay, with no wage cap reached. Washington’s employee share is computed from the Employment Security Department (ESD) split, in which “Employers will pay 29.3% of the total premium and employees will pay 70.7%.” The California Employment Development Department (EDD) publishes the SDI rate, which covers disability and Paid Family Leave in one. New Jersey’s two programs are Temporary Disability Insurance (TDI) and Family Leave Insurance (FLI).

What do the 2027 caps and maximum weekly benefits look like?

State	Cap on contributions	Maximum weekly benefit, 2027	Maximum weekly benefit, 2026
New York	Maximum annual contribution $451.81 (2026: $411.91)	$1,287.91	$1,228.53
California	All wages subject to SDI since Jan. 1, 2024	Not yet posted on EDD’s rate page	Not on that page
Washington	Not on ESD’s updates page	$1,727 (new claims on or after Jan. 1, 2027)	$1,647
New Jersey	Taxable wage base $177,100 (2026: $171,100)	$1,158 for TDI; FLI not listed	$1,119 for TDI

New York’s page says “the maximum weekly benefit is $1,287.91.” A Department of Financial Services (DFS) decision dated Aug. 31, 2026, sets the 2027 rate at 0.452% of an employee’s wages each pay period and ties the weekly maximum to 67% of the statewide average weekly wage. EDD says all wages count toward SDI. ESD’s release of June 10, 2026, says the maximum paid leave benefit “will be $1,727 for new claims filed on or after January 1, 2027,” against $1,647 for 2026.

At New Jersey’s 2027 wage base, 0.24% comes to a maximum of $425.04 a worker for each of the two programs, by our computation.

Which states had not posted a 2027 rate?

Maryland’s Family and Medical Leave Insurance (FAMLI) page says “Payroll deductions begin January 1, 2027, but benefits don’t start until January 1, 2028.” The rate is on the Maryland FAMLI site.

For these programs no 2027 figure appeared on an official page we could read, so no number is printed here. Check the program’s own site: Massachusetts, Colorado FAMLI, Connecticut, Oregon, Rhode Island, Minnesota, Delaware and Maine.

What should employees and payroll teams check before Jan. 1?

• Washington’s ESD tells employers to start collecting the new premium rate from employees each pay period on Jan. 1, 2027.
• Compare the first January pay stub with the rates above.
• Keep the rate card with payroll papers, and mark Jan. 1 on a January 2027 calendar or the printable yearly calendar. Federal dates for the same year are in the 2027 tax calendar.