RRSP Deadline 2027: Monday, March 1, and the Canada Tax Season Dates for 2026 Returns

The Registered Retirement Savings Plan (RRSP) deadline for the 2026 tax year falls on Monday, March 1, 2027, which is 60 days after Dec. 31, 2026. The Canada Revenue Agency (CRA) has not posted its 2027 dates yet, so this date is computed from the count behind the 2026 deadline, not copied from a CRA page.

Checked Nov. 2, 2026. The CRA's "Due dates and payment dates" page lists March 2, 2026 as the deadline to contribute to an RRSP, a Pooled Registered Pension Plan (PRPP) or a Specified Pension Plan (SPP). The 60th day after Dec. 31, 2025 was Sunday, March 1, 2026, and the CRA listed the Monday, March 2.

When is the RRSP contribution deadline for 2026 returns?

The CRA words it as the “deadline to contribute to an RRSP”. For the 2026 tax year, counting 60 days from Dec. 31, 2026 lands on Monday, March 1, 2027, a weekday. Check the CRA due-dates page once it lists 2027 before you rely on the day. Put the date on the March 2027 printable calendar in pencil until then.

Canada tax dates from now to June 2027

The table separates what the CRA has posted from what is computed or carried over from last year’s schedule.

Date	Weekday	What	Status
Dec. 15, 2026	Tuesday	Last 2026 instalment for most people who pay instalments	Posted by the CRA
Dec. 31, 2026	Thursday	Calendar year ends; First Home Savings Account (FHSA) contributions for 2026 must be made by this day	Computed from calendar-year rule
Date to be set	None	Online filing opening for 2026 returns (last year: Monday, Feb. 23, 2026)	Not yet announced
Mar. 1, 2027	Monday	RRSP contribution deadline for 2026 returns	Computed from the 60-day count; not yet posted
Mar. 15, 2027	Monday	First 2027 instalment	CRA’s usual schedule; 2027 not yet posted
Apr. 30, 2027	Friday	File 2026 return (most people) and pay balance owing	CRA’s usual date; 2027 not yet posted
Jun. 15, 2027	Tuesday	File 2026 return (self-employed)	CRA’s usual date; 2027 not yet posted

The instalment dates come from the CRA’s “Payment due dates” page: most people who must pay instalments for 2026 pay on March 15, June 15, September 15 and December 15, and a payment counts as on time if received on the next business day when a date falls on a weekend. Farmers and fishers pay on December 31. The CRA’s balance-owing wording is “Pay your balance owing on or before April 30 to avoid interest and penalties.” The weekdays were computed.

The one-page sheet in the downloads box lists these dates with a Done column. Add December on the December 2026 printable calendar.

When can I file my 2026 taxes in Canada?

The CRA has not announced when online filing opens in 2027. Last year, its online filing overview page said the electronic filing services opened Monday, Feb. 23, 2026 at 6:00 a.m. Eastern time, and its tax tip said Feb. 23 was the date to start filing 2025 returns online. The same tax tip set April 30, 2026 as the deadline for most individuals to file and June 15, 2026 for self-employed individuals. Those are 2026 dates; the 2027 versions are in the table above as the CRA’s usual dates, not as posted ones.

What are the 2026 and 2027 RRSP limits?

The CRA’s page on registered plan limits lists these figures for administrators.

Limit	2026	2027
RRSP dollar limit	$33,810	$35,390
Tax-Free Savings Account (TFSA) limit	$7,000	Not yet announced
Year’s Maximum Pensionable Earnings (YMPE)	$74,600	$76,700
Year’s Additional Maximum Pensionable Earnings (YAMPE)	$85,000	$87,400

Your own deduction limit is on your notice of assessment, not in this table.

How does the First Home Savings Account (FHSA) deadline differ?

The CRA counts FHSA contributions by calendar year. Its page says participation room in the year you open your first FHSA is $8,000. So FHSA room does not get the RRSP’s 60-day window: contributions for 2026 are made in 2026, by Thursday, Dec. 31.

What changes on the 2026 return?

The Department of Finance’s explanatory notes reduce “the lowest rate of personal income tax for the 2026 and subsequent taxation years from 14.5% to 14%.” The CRA’s tax tips say the lowest marginal rate fell from 15% to 14% starting July 1, 2025, so 2026 is the first full year at 14%.

Filing also feeds benefits. The CRA says the Canada Groceries and Essentials Benefit (CGEB) replaced the Goods and Services Tax (GST) and Harmonized Sales Tax (HST) credit in July 2026, and that when you file your taxes you are automatically considered for it. For the payments already scheduled, see Canada benefit payment dates for November and December 2026, and for the federal budget, Canada’s Budget 2026 date. A day off falls inside the season too: see Family Day 2027 in Canada.